According to, the current student loan debt is estimated at $1.53 Trillion. 1 in 4 Americans have student loan debt: an estimate of 44.7 million peole.

To graduate debt free, or with limited debt, it is important to attend an affordable college. Private and public schools offer different tuition rates and resource, and it’s important to find a school within your budget. Earning an associate degree in two years and then transferring to a four-year program could save students tens of thousands of dollars. According to, just 17% of community college students take out federal student loans, compared to 48% of students at four-year public institutions who use loans to finance their education.

Tips to a debt free degree: scholarships, grants, work-study, summer jobs (golf courses, hospitality, farming, parks, amusement parks, and outdoor recreation (lifeguard, soccer coaches, etc), employer tuition reimbursement, and of course Military Service. The federal government, along with many nonprofit organizations, helps military members and veterans afford college.